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Capital Insights

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Equipment financing

Equipment Finance

Financing vs. leasing heavy equipment: a deal-by-deal analysis

November 8, 2023

The answer is almost never universal. The framework we use when advising clients on equipment capital decisions.

Private lending

Private Lending

What the private lending market looks like post-rate cycle

August 20, 2023

Rate compression shifted where private capital is priced. What borrowers need to understand heading into the next 18 months.

Commercial real estate

Commercial Real Estate

The five most common reasons commercial real estate loans fall apart at closing

May 3, 2023

Most deal failures are preventable. A look at the structural issues that kill closings — and how to avoid them.

Business lending

Business Lending

Unsecured business credit: what lenders actually look at

January 17, 2023

No collateral does not mean no underwriting. The metrics that determine whether your business qualifies.

Capital markets

Capital Markets

Why institutional lenders are pulling back — and where the capital went

September 29, 2022

The contraction of bank lending has redirected significant capital into private markets. What this means for borrowers.

Construction financing

Construction Finance

Ground-up construction financing: what it actually takes to get to close

April 14, 2021

Construction loans are underwritten against something that does not yet exist. Here is how to be ready for that process.

Business acquisition

Business Finance

Financing a business acquisition: the capital stack explained

July 11, 2019

Senior debt, seller financing, mezzanine, equity — how to assemble a capital stack that actually closes the deal.

First commercial loan

Capital Strategy

Preparing for your first commercial loan: what lenders expect and how to get ready

February 28, 2017

A realistic guide to the commercial lending process — what to prepare, how to present it, and where first-time borrowers go wrong.

Bridge financing

Bridge Financing

When a bridge loan is the right move — and when it is not

March 12, 2024

Speed has a cost. Understanding when short-term capital serves your deal and when it creates unnecessary exposure.